Life Settlements

A life settlement is a financial transaction in which a policy owner sells an unneeded life insurance policy for more than the policy’s cash value and less than its face value. 

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An annuity is an insurance product that pays out income, and can be used as part of a retirement strategy. Annuities are a popular choice for investors who want to receive a steady income stream in retirement.


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Life Insurance

Life insurance proceeds can provide both financial security for your loved ones and peace of mind for yourself.  Regardless of what stage in life you are at, having Life insurance can help you rest assured knowing that you’ve helped to financially protect those you love. Life insurance can help replace lost income, pay a mortgage, help fund a child’s education, cover debts, and much more.

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Key man life insurance

More specifically, key man life insurance is a type of death or disability policy which businesses purchase for irreplaceable employees. Key person coverage is a form of business insurance because there are some employees whose loss would irreparably damage a business’s ability to function and others who would be difficult and expensive to replace. 

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